Privacy Policy

HigherVisibility, LLC. Privacy Policy for PetInsuranceOffers.com

Last Revised: May 19, 2023

1.  General. 

We know that your privacy is important to you, and we work hard to earn and keep your trust.  HigherVisibility, LLC. (collectively with its subsidiaries, “HigherVisibility,” “Company,” “we,” “us,” and “our,”) respects your privacy and is committed to protecting your privacy through our compliance with this Privacy Policy (the “Policy”). 

This Policy describes:

  • The types of information we collect from you or that you may provide when you visit our website available at PetInsuranceOffers.com (our “Website”), which is owned and operated by HigherVisibility. 
  • Our practices for collecting, using, maintaining, protecting, and disclosing that information. 

This Policy applies to information we collect on this Website and information gathered when you interact with our advertising on third-party websites if such advertisements include links to this Policy. 

This Policy does not apply to information collected by us offline or through any other means, including on any other website operated by HigherVisibility or any third party, or information collected by any third party through any application or content (including advertising) that may link to or be accessible from the Website (for further information, see below, “Third-party Websites”). 

Please read this Policy carefully to understand our practices regarding your information and how we will treat it.  If you do not agree with our policies and practices, then please do not use our Website.  By using our Website, you agree to the terms of this Policy.  This Policy may change from time to time (see below, “Changes to this Policy”).  Your continued use of our Website after we make changes is deemed to be acceptance of those changes, so please check the Policy periodically for updates. 

2.  Website Terms of Use; Other Agreements. 

This Policy should be read in conjunction with any applicable Terms of Use, into which this Policy is incorporated by reference.

3.  What We Collect and How We Collect It. 

To ensure that we provide you with the best possible experience, we will store, use, and share information about you in accordance with this Policy.  We do not collect Personal Information. Personal information is information that identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular user, household or individual (“Personal Information”). 

4.  Automated Information Collection. 

We do, however, collect non-Personal Information about you during your visit to our Website.   This information is not individually identifiable nor can this information be used to individually identify you as a Website visitor.  We have no need to individually identify you nor the capabilities to do so based on your activity on this Website. 

Although we do not collect individually identifiable information, we may use digital fingerprinting technology to create a profile of your device using its features (such as operating system, screen size, plugins, IP addresses, time zone location, and other related characters of the device) to create a trackable profile for that device.  In some cases, this profile may effectively pseudonymize the device’s user.  We may use this pseudonymized profile to track the device’s activity over time and across various websites to collect inferences related to the device’s activity while visiting certain websites. 

We collect this information about your Website visit using automated tools that are detailed below.  These tools may collect information about your behavior and your computer system, such as your internet address (IP Address), how long you viewed a webpage, and the actions you have taken while using the Website.  Some of the tools we use to automatically collect information about you may include:

(a) Cookies or Similar Technologies.   A “cookie” is a small data file transmitted from a website to your device’s hard drive.   Cookies are usually defined in one of two ways, and we may use either (or both) of them:  

 (1) session cookies, which do not stay on your device after you close your browser, and

 (2) persistent cookies, which remain on your device until you delete them or they expire.

We may use the following categories of cookies on our Website:

Of course, if you do not wish to have cookies on your devices, you may turn them off at any time by modifying your internet browser’s settings.  However, by disabling cookies on your device, you may be prohibited from full use of the Website’s features or lose access to some functionality.

We may use technologies similar to cookies, including local storage and browser fingerprinting.  Local storage is similar to cookies, but has no expiration date, does not have SSL support, and data is not transferred on each HTTP request.  Digital fingerprinting, as described above, tracks features of your device, such as operating system, screen size, plugins, IP addresses, and time zone location to create a profile of the device and a pseudonymized profile of the device’s user.  

(b) Web Beacons.  A Web Beacon is an electronic image.  Web Beacons can track certain things from your computer and can report activity back to a web server allowing us to understand some of your behavior.  If you choose to receive emails from us, we may use Web Beacons to track your reaction to our emails.  We may also use them to track if you click on the links and at what time and date you do so.  Some of the third-party marketers we engage with may use Web Beacons to track your interaction with online advertising banners on our Website.  This information is only collected in aggregate form.  Please note that any image file on a webpage can act as a Web Beacon.

(c) Embedded Web Links.  Links provided on third-party websites may include tracking technology embedded in the link.  The tracking is accomplished through a redirection system.  The redirection system allows us to understand how the link is being used by email recipients.  This data is used to improve our service to you and to help us understand the performance of our marketing campaigns.

(d) Third-party Websites and Services.  We work with a number of service providers of marketing communications technology.  These service providers may use various data collection methods to improve the performance of the marketing campaigns we are contracting them to provide.  The information collected can be gathered on our Website and also on the websites where our marketing communications are appearing.  For example, we may collect data where our banner advertisements are displayed on third-party websites.

5.  How We Use Your Information. 

The information we gather and that you provide is collected to provide you information and the services you request, in addition to various other purposes, including, but not limited to: 

  • providing the information you request;
  • security or fraud prevention purposes;
  • providing you with special offers and other information we believe will be of interest to you (in accordance with any privacy preferences you have expressed to us);
  • better understanding your needs and interests;
  • improving the content, functionality and usability of this Website;
  • improving our services;
  • improving our marketing and promotional efforts; and
  • any other purpose identified in an applicable privacy notice, click-through agreement or other agreement between you and us.

Duration. HigherVisibility intends to retain your information for as long as reasonably necessary to carry out HigherVisibility’s intended business purposes for such information. 

6.  How We Disclose Your Information. 

The Website contains links to affiliates, and HigherVisibility may receive a commission or donation for purchases that you make through these links.   We may disclose information to a third party, such as Sam’s West, Inc. for a business purpose.

Except as described in this Policy or the Terms of Use, we will not share your information with third parties without your notice and consent, unless it is under one of the following circumstances: 

  • Legal Reasons.

    • We believe that disclosure is reasonably necessary to comply with any applicable law, regulation, subpoena, or court order;
    • To respond to duly authorized information requests from law enforcement or other governmental authorities;
    • To enforce our agreements, policies, or the Terms of Use;
    • To investigate and prevent security threats, fraud, or other malicious activity; or
    • To respond to an emergency that we believe in good faith requires us to disclose such information to assist in preventing the death or serious bodily injury of any person or HigherVisibility employee.

  • Sale of Business or Merger. There are circumstances where HigherVisibility may decide to buy, sell, or reorganize its business in selected countries.  Under these circumstances, it may be necessary to share or receive information with prospective or actual partners or affiliates.  In such circumstances, HigherVisibility will ensure your information is used in accordance with this Policy.

7.  Your Choices and Selecting Your Privacy Preferences. 

We want to provide you with relevant information that you have requested.  When possible, we will always provide options as to what information we collect and how you can manage any preferences that pertains to such information.  

8.  Information of Minors. 

We do not intentionally seek to gather information from individuals under the age of 18.  We do not target the Website to minors, and would not expect them to be engaging with our Website or services.  We encourage parents and guardians to provide adequate protection measures to prevent minors from providing information unwillingly on the internet. 

9.  Third-party Websites. 

This Policy does not apply to websites or other domains that are maintained or operated by third parties or our affiliates.  Our Website may link to third-party websites and services, such as samsclub.com.  These links are not endorsements of these websites, and this Policy does not extend to them.  Because this Policy is not enforced on these third-party websites, we encourage you to read any posted privacy policy of the third-party website before using the service or website and providing any information. 

10.  Your Rights Under California Law. 

  • Shine the Light law.  Pursuant to California Civil Code Section 1798.83, we do not collect, disclose or share Personal Information with third parties for the purposes of third-party marketing to you without your prior consent. 
  • Do Not Track Signals.  The Website tracks users over time and across third-party websites using digital fingerprinting technologies described above.  Therefore, the Website may operate differently when it receives Do Not Track (“DNT”) signals from your internet web browser. 

11.  For Website Users or Visitors Outside of the United States. 

Our Website is designed for use by individuals in the United States only.  We do not warrant or represent that this Policy or the Website’s use of your information complies with the laws of any other jurisdiction.  Furthermore, to provide you with our services, we may store, process, and transmit information in the United States and other locations around the world, including countries that may not have the same privacy and security laws as yours.  Regardless of the country in which such information is stored, we will process your information in accordance with this Policy.  

12.  Safeguarding the Information We Collect. 

We use reasonable technical, administrative, and physical safeguards in order to protect your information against accidental loss and from unauthorized access, use, alteration, and disclosure. 

13.  Changes to this Policy. 

This Policy describes our current policies and practices with regard to the information we collect through this Website.  We are continually improving and adding to the features and functionality of this Website along with the products and services we offer through this Website.  If we make any changes to this Policy, a revised Policy will be posted on this webpage and the date of the change will be reported in the “Last Revised” block above.  You can get to this page from any of our webpages by clicking on the “Privacy Policy” link (usually at the bottom of the screen).

14.  How to Contact Us. 

We value your opinions and welcome your feedback.  To contact us about this Policy please contact us by email at info@HigherVisibility.com or by phone at 1-888-598-4449.